Bank of Baroda has appointed Ian De Souza as the new chief financial officer(CFO), the public sector bank on December 17th said in the regulatory findings. He will replace Subrat Kumar. A Chartered Accountant, De Souza has 23 years of experience in the banking and financial services domain with experience in strategy, cost optimization, profitability or productivity enhancement, financial controller-ship and implementation of internal control frameworks. He has also headed the finance functions of various banks and many financial institutions, including as CFO, in the last seven years.